National Rental Affordability Scheme.
Eligibility
Properties under the National Rental Affordability Scheme (NRAS) must be rented to eligible Tenants.
Eligibility is based on gross income limits for households and is indexed each year according to percentage changes in the “All Groups” component of CPI (Consumer Price Index). For the purposes of the Scheme, a household is considered to be all persons who are living in the property.
An assessment is conducted based on the income you have earned in the previous 12 months. This determines your eligibility.
If you household composition doesn't match any of the groups listed above, you can use the below amounts to determine the limit.
2025-2026 NRAS Year | Initial Income Limit | |
First Adult | $62,794 | |
First Adult (Sole Parent) | $66,046 | |
Each Additional Adult | $24,024 | |
Each Child | $20,832 |
Below is a list of common household compositions and their Initial Income Limit for the 2025-2026 NRAS year.
Household Composition | Initial Initial Income Limit | |
One Adult | $62,794 | |
Two Adults | $86,818 | |
Three Adults | $110,842 | |
Four Adults | $134,866 | |
Sole Parent with One Child | $86,878 | |
Sole Parent with Two Children | $107,710 | |
Sole Parent with Three Children | $128,542 | |
Couple with One Child | $107,650 | |
Couple with Two Children | $128,482 | |
Couple with Three Children | $149,314 |
Ready to Apply
If your income is likely to fit within the limits listed above, we welcome an application from you.
We recommend that you follow our guide to ensure that you are providing the correct information with your application.
Do not apply if your income is known to be above the limit. We are unable to make exceptions to the eligibility criteria.
Click here to proceed to our guide which will step you through the NRAS paperwork.
Want to know more about the Scheme?
If you are interested in learning more about the Scheme, please refer to the Department of Social Services website here.